Joy Greenwood
Mar 23, 20235 min read
Business Credit: Using an EIN, DUNS or SSN?
At some point decades ago, someone on the internet told people they should ignore the words "Social Security Number" on business credit...
Joy Greenwood
Nov 30, 20222 min read
Seasonal Business Credit-Boosting
Are you looking for easy ways to build or boost your business credit? Believe it or not, this time of year offers a cornucopia that is...
Joy Greenwood
Aug 20, 20214 min read
Your Annual Business Credit Check-Up
I tend to monitor my clients' corporate credit even more closely than my own, and I'd like to think I'm a pretty wise old bird... so...
Joy Greenwood
Mar 20, 20203 min read
Our Time To Shine Is Now
America will survive these strange days. Our survival and recovery won't be easy or comfortable, but it will define us in much the same...
Joy Greenwood
Jan 30, 20202 min read
D&B's New Security Protocol May Keep You from Accessing Your Company's Data
D&B has completed an online data security upgrade, effectively putting an end to their iUpdate and Company Update platforms. The new...
Joy Greenwood
Dec 17, 20193 min read
How SBFE Impacts Your Business Credit
People often complain that many of their payments to lenders and financial organizations aren't reflecting in their Dun & Bradstreet...
Joy Greenwood
Sep 27, 20193 min read
Understanding Business Credit Inquiries
Most small business owners view business credit inquiries in the same terms as personal credit inquiries, but — in reality — that...
Joy Greenwood
Aug 21, 20193 min read
Why Trade Lines Aren't One-Size-Fits-All
Your company is unlike any other. Even if you sell the exact same tires as the guy down the street, or the same type of cupcakes as the...
Joy Greenwood
Aug 2, 20193 min read
Personal Credit Freezes Can Put Your Business Credit in the Cooler
If you've ever placed a fraud alert or block on your personal credit report, frozen it (even temporarily) due to possible identity theft,...
Joy Greenwood
May 21, 20194 min read
Are You Hurting Your Company's Credibility?
Hindsight is always 20/20, which is why most successful small business owners say their biggest mistake was using personal credit to...
Joy Greenwood
Dec 13, 20184 min read
How Using a DBA Impacts Your Personal Credit
When you're first starting a business and income is limited, you need to pinch every penny and make sure you're spending every dollar as...
Joy Greenwood
Nov 14, 20183 min read
How Prepaid Vendors Can Boost Scores
There are two questions I ask my clients more than any others: What was the last thing you purchased online? What are you shopping for...
Joy Greenwood
Oct 18, 20184 min read
How a Virtual Address Hurts Your Credit
Location. Location. Location. How many times have you heard it? But there are some credit "gurus" out there who tell their clients to...
Joy Greenwood
Oct 2, 20184 min read
VENDORS: Why "more-of-the-same" is better
How many vendors does your company utilize over the course of a year? Depending on what type of business you have, that number could...
Joy Greenwood
Aug 8, 20183 min read
What Data & Payments Say About Your Company
As you may have noticed, much of the training I provide focuses on the importance of adding payment history to your corporate credit...
Joy Greenwood
Jun 14, 20182 min read
Who's on your vendor list?
Are you like Sam? Sam told me he didn't have any vendors. He said, "I don't have any credit. All I ever use are local guys and small...
Joy Greenwood
May 10, 20184 min read
Who Reports to D&B?
Those four words, when put together, are probably one of the most-searched phrases on the web when it comes to business credit......
Joy Greenwood
Apr 5, 20183 min read
How business credit inquiries impact scores
Small business owners are sometimes reluctant to open new accounts with suppliers or apply for business funding because they are...
Joy Greenwood
Feb 14, 20184 min read
The Truth About Using a Personal Guaranty on Business Credit
You're filling out a credit application. Everything is going along just fine until you get to that box at the bottom... You know the...
Joy Greenwood
Jan 8, 20184 min read
How to Qualify for Business Funding
Most business owners have applied for corporate credit at some point, whether in the form credit cards, bank loans, alternative funding,...
