Joy Greenwood
Feb 26, 20164 min read
UNDERSTANDING CREDIT TERMINOLOGY
Oftentimes, when asked what types of credit they already have, business owners will stammer, or say they aren't sure, or will say they...
Joy Greenwood
Feb 16, 20163 min read
4 STEPS TO STRONGER BUSINESS CREDIT
It’s a fact… Small business owners have to work harder to make their business a success. Unlike the Fortune500, you don’t have the budget...
Joy Greenwood
Sep 16, 20153 min read
WAYS TO VALIDATE YOUR BUSINESS
Did you know that many of your current suppliers could be reporting positive payment history about your business but the information is...
Joy Greenwood
Sep 3, 20152 min read
LINES OF CREDIT IMPACT BUSINESS
The real estate market is awash with investment possibilities due to (or in spite of) the current economic climate. As more and more...
Joy Greenwood
Aug 27, 20154 min read
THE TWO-MINUTE MIRACLE
Two business-owners walk into a bank… It may sound like the beginning of an old joke, but it is no laughing matter. A downturn in the...
Joy Greenwood
Jun 5, 20154 min read
10 COMMON TRADE-LINE MISTAKES
Believe it or not, most of the so-called web-based credit gurus who tout their claims with flashy ads and bold promises don’t realize the...
Joy Greenwood
Mar 31, 20152 min read
NOTHING PERSONAL
One of the biggest mistakes people make in small business is the failure to separate their personal credit and assets from their business...
Joy Greenwood
Feb 18, 20153 min read
FREE SELF-HELP CREDITBUILDING
Most small business owners don’t realize the most important tool for building business credit is already in their hands. Even more...
Joy Greenwood
Jan 2, 20153 min read
EXPANDING VENDOR RELATIONSHIPS
For most small business owners, the relationships they build with their vendors and suppliers are the backbone of their very existence,...
Joy Greenwood
Nov 17, 20144 min read
CRAWL, WALK, RUN, SOAR
Most small business owners don’t understand the different levels of credit and that each level leads to the next. Much like an infant...
Joy Greenwood
Oct 1, 20143 min read
OVERCOMING OBSTACLES
Dun and Bradstreet can be the single largest obstacle in the path of small business and entrepreneurial success. They have been...
Joy Greenwood
Jul 28, 20143 min read
ACTIVE PARTICIPANT
The bulk of the data appearing in your business credit profile is acquired by sources outside of D&B, whether from banks, credit card...
Joy Greenwood
Jun 12, 20145 min read
CREDIT REFERENCES
Your ability to establish new credit is dependent in large part to the historical data in your business credit profile. If there is no...
Joy Greenwood
May 30, 20144 min read
STRUCTURED FOR CREDIBILITY
Banks and lenders will provide up to ten times more credit to a business client than they will to individuals or a sole proprietorship. ...
Joy Greenwood
May 16, 20144 min read
THE CREDIT LADDER
There is more to obtaining business credit than just establishing a DUNS number and filling out applications. Business credit needs to be...
Joy Greenwood
May 5, 20143 min read
A STRONG FOUNDATION
Those who know credit will tell you, the best time to build business credit is while you are building your business! Credit...
Joy Greenwood
Apr 21, 20143 min read
RELATIVE BENEFITS OF UNCLE SAM
Your business cannot receive a penny of federal funds without first being validated by D&B and SAM.gov. Many major corporations were once...
Joy Greenwood
Mar 31, 20144 min read
DEFINE YOUR BUSINESS
If anyone is going to paint a picture of your business, don't you think your hand should be on the brush? D&B will create a composite...
Joy Greenwood
Mar 28, 20143 min read
PROTECT YOURSELF
It is crucial that you only provide accurate and verifiable information about your company to D&B and other agencies. Conspiring to...
Joy Greenwood
Mar 14, 20142 min read
BE IMPACT RESISTANT
Seemingly trivial factors can derail your business credit profile. No matter how hard you work to build your credit profile, no matter...